No bankbooks

In October, KEB Hana Bank announced that it would announced that it would stop offering bankbooks to new customers.

Instead, it is asking all of its customers to use the online banking system via smartphones and computers.

Indeed, more banks are expected to follow in KEB Hana Bank's footsteps and stop providing bankbooks in the near future.

Many people support this move to get rid of bankbooks.

They say that in the age of the Internet, bankbooks have become obsolete.

Most customers find it more convenient to do all their banking online, rather than keep their records on paper.

There is also the risk of losing the physical bankbook or having it stolen.

Banks are also happy to stop offering bankbooks to their customers.

Bank officials say they use up a lot of paper and other raw materials in the production of the bankbooks.

So, by changing their policy, they will not only save money, but their actions will also be more beneficial to the environment.

On the other hand, there are people who want banks to continue issuing bankbooks.

These people say that it is not safe to have all their banking information in digital form.

Their online accounts could be hacked or their transactions could be mistakenly recorded by computers.

So, keeping bank records on paper is more trustworthy, they say.

Also, these critics argue that not everyone feels comfortable using online banking services.

Some bank customers may not have suitable smartphones or computers, while other customers may not be adept at making bank transactions online.

Therefore, it is unfair to penalize these customers by taking away their physical bankbooks, the critics say.

 

• Indeed ɪnˈdiːd 정말[확실히], 실제로   obsolete ˌɑːbsəˈliːt   더 이상 쓸모가 없는, 한물간, 구식의 (=out of date)  raw rɔː 익히지 않은, 날것의, 원자재의, 가공되지 않은

• follow in footsteps  (특히 가족 중) ~의 뒤를 잇다    via 경유하여[거쳐],  (특정한 사람·시스템 등을) 통하여

• issuing bank 신용장 개설 은행   adept əˈdept   능숙한 (=skilful)  penalize ˈpiːnəlaɪz 처벌하다[벌을 주다], 벌칙을 과하다   take away  제거하다, 치우다